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Finance Knowledge

Updated: 2026-06-05

Durable finance patterns for the company. Written for AI retrieval.


Budget Model

Monthly targets:

Department Monthly target Monthly cap
Dev (planner/implementer/tester) $100 $200
Research (Scout + Sage) $15 $30
Consulting $25 $50
Back office (finance + sales) $15 $30
Railway hosting $5 $5
Total ~$160 ~$315

Work-Round Budget Support

Use Agile Gates and Token Budgets for per-round token estimate bands.

Finance tracks monthly spend and alerts Terry when:

  • A department is near its monthly target.
  • A department exceeds its monthly cap.
  • An XL work round is proposed without explicit approval.
  • Repeated retries are turning a small task into a large cost.

Expense Categories

  • api_cost - LLM API spend (Anthropic, Google, OpenAI)
  • infra - Railway, Cloudflare, domain, storage
  • tools - Tavily, Firecrawl, or other SaaS subscriptions
  • other - one-off costs that do not fit above

Invoice Structure

  • Client name
  • Project name or engagement
  • Line items with unit price and quantity
  • Payment terms: net 30 unless agreed otherwise
  • Bank or payment method details

Monthly Record Format

One folder per month: wiki/finance/[YYYYMM]/

  • budget.md - actual spend vs target, by category
  • invoices.md - all client invoices for the month